Are you a business owner in Nashville, TN looking for General Liability Insurance?
If you own a business, having General Liability coverage is not optional — it’s mandatory. It only takes one claim to financially cripple your business, so it’s important that you have adequate coverage from a highly rated carrier. At its core, General Liability Insurance (a.k.a. CGL for Commercial General Liability) is the most basic form of commercial liability coverage that is offered.
What does General Liability Insurance Cover?
Simply put, CGL guards you, your business and your employees from claims involving bodily injury or property damage born out of your business operations. These policies cover the expense of out-of-court settlements, litigation and judgments awarded by courts. Often times CGL is paired with BPP (Business Personal Property) coverage in a BOP (Business Owners Policy).
Some things you can expect General Liability Insurance to cover:
- Lawsuits, investigations, and settlements
- Injury damages
- Advertising/Copyright claims
What’s involved with getting CGL Insurance?
With any type of insurance there are certain underwriting and eligibility questions that must be answered in order for the insurance company to determine what the final rating will be. Our agency will guide you through the process and make it easy.
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